During the context of private finance or banking, a "money account" commonly refers to your primary checking or financial savings account in which you deposit and withdraw funds in the form of Bodily forex (income) or electronic transfers. This type of account is utilized for day-to-day transactions, such as spending expenses, building buys, or conserving revenue.
Inside the context of investing, as outlined before, a "cash account" refers to some brokerage account wherever transactions are settled over a cash account dollars basis, that means you may only trade with the cash you have got deposited into your account. This distinguishes it from a margin account, in which you can borrow money in the broker to produce trades.